The 4% Withdrawal Rule Shouldn’t Be a Rule. Here’s Why.

There are numerous research studies showing how much a person can withdraw from their portfolio in retirement – anywhere from 2% to 6% per year has been touted as the “correct” amount. However, life and spending are not static. In this article at Barron’s, I discuss why we need to get rid of these rules and how we should handle planning for spending in retirement.